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P. O. Box 1309 - 1700 Fourth Avenue - Jasper, Alabama 35501
Phone (205) 221-3621 - Fax (205) 221-8700

Joe Nichols, CIC, CPCU, FLMI

Joe Nichols began his career at Byars & Associates, Inc. in September, 1998 after the successful merge of the agency that he owned, Blackwood Insurance, into Byars & Associates. Joe currently serves Marketing Manager of Commercial Lines.

Joe graduated from Freed-Hardeman University (B.S. 1985) in Henderson, TN. He currently serves as a member of the university's Advisory Council.

Joe began his insurance career in 1986 with the Tippens & Jackson Insurance Agency in Nashville, TN. He served as vice-president before his departure and was responsible for developing sales of both personal and commercial lines of insurance.

Joe's local insurance career began in 1994 when he and his family moved to Jasper from Nashville to purchase the Blackwood Insurance Agency. The agency prospered and Joe was viewed favorably by Byars & Associates as a competitor that they desired as a colleague; consequently, the two agencies merged.

Joe is a Certified Insurance Counselor (CIC). He has completed numerous courses toward the completion of two other professional designations; the Chartered Property and Casualty Underwriter (CPCU), and the Fellow Life Management Institute (FLMI). He is a former board member of the Jasper Area of Life Underwriters. Joe is currently pursuing his Masters Degree in Risk Management and Insurance from Florida State University.

Joe is active in the Jasper community. He is past president of the Jasper Kiwanis Club. He and his wife, Cathy, have two children, Derek and Lauren. They are faithful and active members of the Sixth Avenue Church of Christ.

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